White-label bills payment software

Your bills payment business. Live in 14 days.

Bill OS is a production-ready platform for launching a branded bills payment business in Nigeria, complete with a customer portal, admin dashboard, wallet system, multiple payment-provider integrations, and an external API.

No technical knowledge neededYour brand and domain30-day launch support
Platform preview

One platform for customers and operations

Your customers get a polished portal for everyday payments while your team controls providers, pricing, transactions, staff access, and reporting from one dashboard.

Bill OS customer portal with wallet balance and bill categories
Bill OS mobile wallet funding screen
Bill OS mobile data plan selection screen
What you get

A complete white-label bills payment platform

Bill OS removes the months of engineering work normally required to build and operate a reliable bill-payment product.

01

Customer portal

Customers can purchase airtime and data, pay electricity and cable TV bills, top up betting wallets, fund their wallet, and download transaction receipts.

02

Admin dashboard

Manage billers, categories, pricing rules, customers, staff accounts, provider settings, transactions, exports, and operational reports.

03

Multiple providers

Use pre-integrated Nigerian payment providers and switch between them without rebuilding your customer experience or losing transaction history.

04

Wallet system

Let customers fund a stored balance and pay bills instantly. Wallet functionality can be enabled or disabled to match your business model.

05

Your brand and domain

The platform is configured with your logo, colors, business name, and domain. Your customers interact with your brand, not Injectflow.

06

External API

Connect mobile apps, partner systems, or third-party products through an API designed for further integration and product expansion.

Operations console

Control the business from one dashboard

Monitor transactions, manage customers, configure payment providers, and operate the platform in light or dark mode.

Bill OS admin dashboard in light mode
Bill OS admin dashboard in dark mode
14-day launch process

From discovery to paying customers

The setup covers branding, provider integration, bill categories, pricing, end-to-end testing, deployment, training, and launch support.

Day 1–2

Discovery and setup

We confirm your business goals, configure your brand, domain, and environment, and agree on the launch requirements.

Day 3–5

Provider integration

We connect your selected provider, configure bill categories, and define your fees and pricing rules.

Day 6–10

Testing and refinement

We test every bill type, transaction path, receipt, administrative workflow, and important failure case.

Day 11–14

Deployment and launch

We deploy your branded platform, hand over access, train your team, and begin 30 days of post-launch support.

Included

What is available on launch day

  • Email and phone authentication
  • Airtime, data, electricity, cable TV, and betting payments
  • Real-time transaction tracking and receipts
  • Wallet funding and wallet bill payments
  • Admin dashboard with staff roles
  • Service-level pricing and fee rules
  • Multi-provider switching
  • External integration API
  • Custom logo, colors, and domain
  • Transaction exports and reporting
  • Customer support tickets
  • 30-day post-launch support
Who Bill OS is for

Built for founders and technical teams

Non-technical founders

Launch without hiring a full engineering team. Injectflow configures, integrates, deploys, and explains the platform while you operate it through the admin dashboard.

Existing software teams

Skip months of commodity infrastructure work and start with a working platform, provider abstraction, administrative tools, and external API.

Frequently asked questions

Questions about launching with Bill OS

Do I need technical knowledge to run Bill OS?

No. Day-to-day management happens through the admin dashboard, without code or server administration.

Can I use my own domain name and branding?

Yes. Your business name, logo, colors, and domain are used throughout the customer-facing platform.

What bills can customers pay?

Airtime, data, electricity, cable TV, and betting wallet top-ups are available out of the box, with more categories possible.

Can I switch payment providers?

Yes. Provider configuration can change without rebuilding the product, and existing customers and transaction history remain intact.

What happens after launch?

Thirty days of post-launch support are included. Maintenance plans are available after that, or your team can operate the platform independently.

How much does Bill OS cost?

Pricing is based on your requirements and selected provider. Injectflow sends a custom proposal after the initial conversation.

Ready when you are

Launch your bills payment business in 14 days.

The platform is built. We configure it for your business, deploy it, and support your launch.

Get a Bill OS proposal